The following article What Steps Could I Take To Lower My Homeowner’s Insurance Costs? was first published on Moreira Team Mortgage

You’ll see some pictures in this video to help you remember later, but basically, be sure to get quotes from several insurance companies to ensure a competitive homeowners insurance cost. Also, consider the cost of insurance when you look at homes.

Newer homes and homes constructed with materials like brick tend to have lower premiums.

Think about avoiding areas prone to natural disasters.  Choose a home with a fire hydrant or a fire department nearby.

Other ways to lower insurance costs include insuring your home and cars with the same company, increasing home security, and seeking group coverage through alumni or business associations.

Home insurance costs are always lowered by raising your deductibles but this exposes you to a higher out-of-pocket cost if you have to file a claim.

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